In a deed of trust, what is the role of the trustor?

In a deed of trust, the trustor is indeed the borrower. This individual or entity is the one who is borrowing money from the lender to purchase real estate and is responsible for repaying the loan. The trustor conveys the title of the property to a neutral third party (known as the trustee) for the benefit of the lender (the beneficiary). This arrangement serves as security for the loan, allowing the lender to have a legal claim to the property if the borrower fails to meet the repayment terms.

Understanding the roles in a deed of trust is essential, as it helps clarify the responsibilities and rights of each party. The lender is the one providing the funds, and the trustee acts as the impartial agent holding the title until the loan is repaid or foreclosure occurs. This structure adds a layer of security for lenders while providing borrowers a pathway to own real property.